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Children Embracing in Circle

PABC Welcomes You!

At Park Avenue Baptist Church, we offer the ultimate summer financial experience. Students will have an opportunity to experience "The Money Game" created by Creative Wealth International.  We pride ourselves on our nurturing and caring environment that allows students of all ages to try new activities and challenge themselves in a safe setting. Join us this summer for our Financial Literacy Program. Learn more about us below or reach out to us for more information.

486 Park Ave SE, Atlanta, GA 30312

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When it comes to money, we want our children to have a success plan.  This summer we will focus on:

• How to earn money doing what they love

• Smart banking 

• A financial success plan (budget)

• How to establish good credit and live debt free

• Smart strategies for saving and investing

• When to use insurance to protect against a loss


Choose your service

  • Class Registration

    Hold my spot for class!
    • one-time fee
  • Saturday Class Rate

    Due by Friday of each week.
    • Saturday Classes


VR Goggles

1. Financial Freedom is Your Choice

Choice is a powerful tool and the first step in any achievement. We want kids to know that they must choose to grow up financially free before they will be motivated to take action to create this for themselves. In order to reach a goal, any goal, the goal must first be chosen.

2. Creating Financial Freedom Is A Matter Of Developing The Right Habits

Habits are actions we do without having to think about what or why we’re doing them. Financial habits are established early on in life whether we want them or not. We acquire them through listening, watching, and experiencing how money works from our parents, other relatives, friends and the media. 

Dollar Notes

3. Pay Yourself First

By far, the most important habit of all financially free, wealthy, rich people isthat they pay themselves first. Paying yourself first means putting your money into a place where it can work for you. It is not, however, always an easy habit to establish. Many people have the propensity to pay the bills first, buy the things that they want, or do things for others BEFORE putting their money away.

4. It’s Better To Tell Your Money Where To Go Than Ask Where It Went

Most people get a paycheck, put it in the bank (or have it direct-deposited) and just start paying bills and spending money. They think to themselves, “Well, I’ll save some money if there’s any left over.” We call this the Left-over Investment Strategy – which rarely works. This strategy often leaves people with a lot more “month” left over at the end of their money. 

5. Assets Feed You, Liabilities Eat You

One of the biggest lessons most adults learn the hard way is that they spend way too much of their precious financial resources on what we call “Piddyjunk” in The Money Game. In addition, one of the biggest distinctions we make in The Money Game, as compared to other financial education programs, is that we consider the home you live in a liability. It’s usually the Bank’s asset, not yours! (Yes, it’s an investment, but it isn’t an asset by our definition, which is: assets put money IN your pocket and liabilities take money OUT of your pocket on a regular basis.

6. Don’t Put All Your Financial Eggs Into One Basket

All too often, adults put all of their investment/retirement money in one place (and a variety of mutual funds don’t count). It’s critical that kids learn the different asset classes (Three Pillars) and the importance of investing in at least two and preferably all three. This is also referred to as diversification.

Father and Son

7. Save Early, Save Often

It is often touted that compound interest is the most important concept kids can learn. These days, it’s rare that individuals get wealthy from compound interest. Unless you’re a financial institution, credit card company, private lender of some sort, or invest in second mortgages, your wealth is no longer coming from compound interest. Albert Einstein is praised for this comment, “The most powerful force in the universe is compound interest” but it’s actually compound growth that kids need to understand.

8. It’s Not How Much Money You Make That’s Important; It’s How Much You Keep

Adults have a tendency to think that having more money will solve all of their financial problems. In truth, it’s generally not more money that solves their problems but learning to better manage and invest the money they already have. Once that happens, yes, it’s great to learn how to increase the amount of money that is coming in.

Image by micheile dot com

9. Money Is A Tool To Reach Your Dreams

More than any other substance on the planet, money makes people crazy. By and large, people have used money as a measure of self-worth, success, authority, and well-being ~ to mention just a few.

10. Make Money Grow By Putting It To Work For You

Of all the investment principles, putting your money to work for you is both the most illusive and most challenging aspect of becoming financially free. It’s the investing piece that is so often left out because financial education instructors continue to be focused on what to do with the paycheck they assume all their students will eventually have. (One of the reasons this is prevalent is that the instructors themselves only know how to earn money by having a job.

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